Privacy Policy (Updated 2023)

Our commitment is to ensure the security of all personal information you provide, and this privacy policy outlines the protection, uses, and advantages of the information you share with us. It covers the collection, use, and disclosure of information through the advisersmart.com website and linked pages with the same website (“we”, “us”, or “our”). This policy also explains your rights and options concerning your personal information. If you have any queries about this policy or our website, please contact us at info@advisersmart.com.

Information Use:
We will only disclose your personal information to relevant companies with your express authorization to initiate the application process for a service or insurance. Any personal information collected on this site is solely used for the process of qualifying you for insurance products. Where permissible by law, we may use your information to request credit, medical and/or driving records from a third party. This information is utilized for underwriting the application according to the disclosures and releases that you must review and approve during the enrollment process.

Your Rights and Choices:
You have the following rights regarding your personal information that we hold:

Right to object: You have the right to object to any processing based on our legitimate interests where there are grounds relating to your particular situation. You can also object to marketing activities for any reason.
Right of access: You have the right to access your personal information. You can access all your personally identifiable information that we collect and maintain online by emailing us at info@advisersmart.com. This will allow you to review your personally identifiable information or update us on a correction that needs to be made.
Right to rectification: You have the right to rectify your personal information without undue delay where that personal data is inaccurate or incomplete.
Right to erasure: You have the right to erase your personal data without undue delay in certain circumstances, such as where the personal information is no longer necessary in relation to the purposes for which it was collected or processed.
Right to restriction: You have the right to obtain the restriction of the processing undertaken by us on your personal information in certain circumstances, such as where the accuracy of the personal information is contested by you, for a period enabling us to verify the accuracy of that personal information.
Right to portability: The right to portability allows you to move, copy or transfer personal information easily from one organization to another.
If you wish to exercise any of these rights, please contact us at info@advisersmart.com. For your protection, we may only process requests with respect to the information associated with the particular email address you use to send us your request, and we may need to verify your identity before implementing your request.

Changes to this Privacy Policy:
We may revise this privacy policy to reflect changes in our information practices. If there are any significant changes, we will notify you by a notice on this website before the change becomes effective. We suggest you review this page periodically for the most recent information on our privacy practices.

Consent:
By visiting, agreeing to, and accepting this Privacy Policy, and sharing your information with this website, you consent to the collection and use of your information by our site development team. In doing so, you agree to comply with this Privacy Policy, this site’s Terms of Use, and this site’s disclaimer. You also acknowledge that you agree to be contacted by our partners, Inc. agents regardless of the presence of your telephone number or email address on any state or Federal DNC (“Do Not Call”) or DNE (“Do Not Email”) list or registry. You can find their information online at https://www.donotcall.gov/.